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RBI Compliance & Regulatory Information

Last updated: 01 January 2025

1. Our Status

Borrowww Pvt. Ltd. is not a bank or NBFC and does not provide loans or accept deposits. We act as a loan advisory and facilitation platform connecting users with regulated lenders.

2. Working with Regulated Lenders

We cooperate with RBI-regulated banks and NBFCs. Loan decisions, charges, and interest rates are determined solely by these institutions as per their policies.

3. Transparency

We avoid misleading claims such as guaranteed approvals, fixed timelines, or assured interest rates. All final loan terms are decided by lenders.

4. Data Protection

We do not share user information without consent. Data handling follows reasonable security practices. KYC is performed only by banks/NBFCs in compliance with RBI guidelines.

5. Fair Practices

We promote fair communication and do not encourage mis-selling or false representations. Users are advised to verify loan terms before proceeding.

6. Grievance Redressal

For concerns about advisory communication or misuse of data, contact: info.premierpenny@gmail.com.